My question was read and answered by Chris during a conference call. I looked into the revised code they use against me and found that the very next clause in that code showed that I did what they say i didn't (complete an assement with simular program). I brought up the fact that it isnt my job as a beneficiary to look this up should be the trutees. They ask me if i understand the implications against me and i said no. I comprehend but will never understand. The administrator asked if i could explain. I said I do not underwrite any bonds created or being created. Then stated my name in bene. Form. I do not reside i dwell at my address. Instead of admitting they were in fault for not seeing this, they ruled that I was not at fault because I was confused about online services. Actually the administrator was very nice and he knew that I know who I am, The beneficiary. Thank you Chris and I'll catch you all tonight on the conference call.